Signing a Loan Contract

Use Cases

Selection of multiple Signers
Validation of Signed Document

Use Cases

Signing a Loan Contract

Selection of multiple Signers
Validation of Signed Document

01 Digitally signing the loan documents in the mobile channel

The user can select a document to be signed (e.g. a PDF file), and add users which are then able to also sign the document. After sending the document metadata a thumbprint of the document to be signed is returned to the user.

02 Multiple signers

The relevant meta-information about the document, which is to be signed, is displayed and the user is required to enter their PIN code to authorize the signing of the document. In order to identify the document, the user will have to compare the thumbprint with the thumbprint shown in the Document Service.

03 Verifying document from printed version

If a private user wants to validate a document there are two options: If the document is provided in electronic form, the signatures embedded in the document can be verified by a compatible PDF viewer, e.g. Adobe Reader. If the document is printed, the QR code can be scanned. This screenshot illustrates what it could look like when the camera on the smartphone is used to capture the QR code from the printed document.

04 Document verification via a mobile device

Once the QR code has been scanned, the status of the signatures related to the document is displayed including who signed the document. By pressing “Signature details” the user is shown the original document and the signatures can also be examined.

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